How Much Do You Spend On Your Car Per Month?
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saccityprince wrote: »saccityprince wrote: »saccityprince wrote: »
That seems pretty high for borrowing $16k.saccityprince wrote: »Is $350 a month on a $16k loan when im putting down 8k on a car to much for 60 months?
Looks like your interest rate is about 12% here.
Good credit auto loans around 4% now days
im a first time buyer without much credit history, and im not trying to get a cosigner.
take my advice As a car salesman if youre a 1st time buyer theyre gonna ? you with interest. NH
Unless youre financing a car under 20K and have a down payment of 5k or more you'll be ight
The car is $22k before taxes ans im putting $8k down.
22K taxes are 10-11% depending where you live (which is the bay)
out the door should be around 24200 with 8k down youre looking at 290-300$ a month payments for 72 months and that's with a 8.9 interest rate.
Let me know if im right when you do numbers
I decided to go another route, and buy a car straight cash, i plan on picking up the same vehicle next year though.
What did you end up getting? -
lol I really tried to do numbers with dude lmao
but in the real world sold another car today. -
saccityprince wrote: »saccityprince wrote: »saccityprince wrote: »
That seems pretty high for borrowing $16k.saccityprince wrote: »Is $350 a month on a $16k loan when im putting down 8k on a car to much for 60 months?
Looks like your interest rate is about 12% here.
Good credit auto loans around 4% now days
im a first time buyer without much credit history, and im not trying to get a cosigner.
take my advice As a car salesman if youre a 1st time buyer theyre gonna ? you with interest. NH
Unless youre financing a car under 20K and have a down payment of 5k or more you'll be ight
The car is $22k before taxes ans im putting $8k down.
22K taxes are 10-11% depending where you live (which is the bay)
out the door should be around 24200 with 8k down youre looking at 290-300$ a month payments for 72 months and that's with a 8.9 interest rate.
Let me know if im right when you do numbers
I decided to go another route, and buy a car straight cash, i plan on picking up the same vehicle next year though.
What did you end up getting?
Just a honda civic, i still plan on getting a 2014 subaru wrx sti next year though. -
2014 Toyota Rav4 (I'm on my family man ? now)
Monthly payment: $550.00
Car insurance full coverage monthly premium: 500 (split that with my brother who has his car on the policy)
Gas: 250 (but I spend about 100 I drive a lot for my job) -
SuperSoaker wrote: »2014 Toyota Rav4 (I'm on my family man ? now)
Monthly payment: $550.00
Car insurance full coverage monthly premium: 500 (split that with my brother who has his car on the policy)
Gas: 250 (but I spend about 100 I drive a lot for my job)
got damn that's alot for insurance.
how much you cop that Rav4 for? -
$500 a month for insurance? I think I'd ride the bus til my driving record got clean.
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2011 accord
115- insurance
200- gas
350- note -
SuperSoaker wrote: »2014 Toyota Rav4 (I'm on my family man ? now)
Monthly payment: $550.00
Car insurance full coverage monthly premium: 500 (split that with my brother who has his car on the policy)
Gas: 250 (but I spend about 100 I drive a lot for my job)
got damn that's alot for insurance.
how much you cop that Rav4 for?
Haha my record is ? . 2 at fault accidents. 3 tickets, (one for no insurance, and no license). I was riding ? for a good year and a half from early 2011- mid 2012. I'm an insurance agent though I gave myself all the bs discounts. (Married and whatnot) But that 500 is for two cars, deductible is 500 for com/coll, pretty good liability limits 25/50/25, and the uninsured motorists/underinsured coverage 25/50/25. I only pay 280 though my brother has the other car on the policy and he pays the rest. Lol
29,000 gs, traded in two cars, plus four thousand down. -
29Gs?
you shouldve coped a Dodge Durango.
That Rav4 came with a Toyota Care service for a reason
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29Gs?
you shouldve coped a Dodge Durango.
That Rav4 came with a Toyota Care service for a reason
My philosophy is a cars' life span depends on the person who takes care of it. Before this car I had a 1999 Honda that already had 150,000 miles on it. ? never gave me trouble. Lol rocked with it for five years.
What dealership you work for? Or is it a used car place?? Lolol
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SuperSoaker wrote: »29Gs?
you shouldve coped a Dodge Durango.
That Rav4 came with a Toyota Care service for a reason
My philosophy is a cars' life span depends on the person who takes care of it. Before this car I had a 1999 Honda that already had 150,000 miles on it. ? never gave me trouble. Lol rocked with it for five years.
What dealership you work for? Or is it a used car place?? Lolol
lol used car place.
I work at Dodge with Hyndai next door same owner so I can sell new dodges,hyundai's,chryslers,jeeps,rams and used cars as well. I Seen Em All Sold Em All most of yall drive it for a minute and drop em off" *Nas Voice.
Should coped a durango alot of dope ? you can get standard -
SuperSoaker wrote: »29Gs?
you shouldve coped a Dodge Durango.
That Rav4 came with a Toyota Care service for a reason
My philosophy is a cars' life span depends on the person who takes care of it. Before this car I had a 1999 Honda that already had 150,000 miles on it. ? never gave me trouble. Lol rocked with it for five years.
What dealership you work for? Or is it a used car place?? Lolol
$550 on that note though... i thought i was tripping for looking at $350 a month. Damn. -
Advice for anyone copping a car, tell them you are paying cash and switch it up last minute and get it at that price when you go to finance it.
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saccityprince wrote: »Advice for anyone copping a car, tell them you are paying cash and switch it up last minute and get it at that price when you go to finance it.
jack ass people real life do that lol -
saccityprince wrote: »SuperSoaker wrote: »29Gs?
you shouldve coped a Dodge Durango.
That Rav4 came with a Toyota Care service for a reason
My philosophy is a cars' life span depends on the person who takes care of it. Before this car I had a 1999 Honda that already had 150,000 miles on it. ? never gave me trouble. Lol rocked with it for five years.
What dealership you work for? Or is it a used car place?? Lolol
$550 on that note though... i thought i was tripping for looking at $350 a month. Damn.
that aint ? . Im paying 633 a month -
saccityprince wrote: »Advice for anyone copping a car, tell them you are paying cash and switch it up last minute and get it at that price when you go to finance it.
jack ass people real life do that lol
will it work or no? i was told to do it lol -
saccityprince wrote: »saccityprince wrote: »Advice for anyone copping a car, tell them you are paying cash and switch it up last minute and get it at that price when you go to finance it.
jack ass people real life do that lol
will it work or no? i was told to do it lol
Yeah it does
No lie in the beginning of the month got a phone call from a customer who wanted to buy a used charger ironically it was my old one. He said he was a cash buyer and I had to work the deal over the phone he threatend to go to Sacramento cause I wouldn't budge on the price. He came in asking for me the car was 18,500 plus fees we gave him the car for 19,500 after he went into finance signed the papers he was one signature away when the finance guy asked how he was paying this ? ? handed him a pre approval. Lmao I had to do the whole deal all over we still sold the car but sold him gap and warranty so we made money off of him. -
200 a month which is 50 a week on gas back and forth to work, 20 a month at the car wash, 400 on the car note, 10 a month on febreze air fresheners. Finna drop 2 G`s on some rims in a minute
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i got a tram pass in europe and both my old ass cars in america is paid for. both cost me like $5000 each.
insurance is $120 a month for both. -
SuperSoaker wrote: »SuperSoaker wrote: »2014 Toyota Rav4 (I'm on my family man ? now)
Monthly payment: $550.00
Car insurance full coverage monthly premium: 500 (split that with my brother who has his car on the policy)
Gas: 250 (but I spend about 100 I drive a lot for my job)
got damn that's alot for insurance.
how much you cop that Rav4 for?
Haha my record is ? . 2 at fault accidents. 3 tickets, (one for no insurance, and no license). I was riding ? for a good year and a half from early 2011- mid 2012. I'm an insurance agent though I gave myself all the bs discounts. (Married and whatnot) But that 500 is for two cars, deductible is 500 for com/coll, pretty good liability limits 25/50/25, and the uninsured motorists/underinsured coverage 25/50/25. I only pay 280 though my brother has the other car on the policy and he pays the rest. Lol
29,000 gs, traded in two cars, plus four thousand down.
Bruh lol -
My ? paid for. 05 Honda Accord
$113 full coverage insurance
$200 a month on gas probably -
2014 Mustang GT Premium (No miles)
Note: $670
Insurance: $210
Maintanence: $140 93 octane -
smittysmith wrote: »2014 Mustang GT Premium (No miles)
Note: $670
Insurance: $210
Maintanence: $140 93 octane
670 tho.. you put no money down?
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smittysmith wrote: »2014 Mustang GT Premium (No miles)
Note: $670
Insurance: $210
Maintanence: $140 93 octane
670 tho.. you put no money down?
Not a penny. -
600 a month on a 2010 camaro. Cammed out with fuel system and twin 63 mm turbos. Nothing to crazy.....YET!!!!
