Living modestly
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A Talented One
Members Posts: 4,202 ✭✭✭
I'm the type of guy that does without fancy, name brand clothing, expensive cars (or even a car at all), or the biggest house.
And this wouldn't change no matter how much money I ever make. For some reason, they do nothing for me.
Anyone else like this?
And this wouldn't change no matter how much money I ever make. For some reason, they do nothing for me.
Anyone else like this?
Comments
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I live within my means. I avoid liabilities ,whether it be car notes or monthly payments for (furniture, tvs,etc) and wait till I generate enough bread from my side hustles/assets , that I could can just buy whatever I want in full. Most mfs never learned how to budget correctly. If they make 1200 every 2 weeks, their expenses will normally match or exceed that amount.
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A Talented One wrote: »I'm the type of guy that does without fancy, name brand clothing, extensive cars (or even a car at all), or the biggest house.
And this wouldn't change no matter how much money I ever make. For some reason, they do nothing for me.
Anyone else like this?
I'm humble but I don't see that as a virtue.
I don't ? wit' credit, but no reason not to have what I want and can afford in life.
What the ? is an "extensive" car anyway ?
Is that like one of those really long versions of a car - like this ?
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YoungGoldie wrote: »I live within my means. I avoid liabilities ,whether it be car notes or monthly payments for (furniture, tvs,etc) and wait till I generate enough bread from my side hustles/assets , that I could can just buy whatever I want in full. Most mfs never learned how to budget correctly. If they make 1200 every 2 weeks, their expenses will normally match or exceed that amount.
Ok, but that's not exactly what I mean. If you could easily afford, say, a Mercedes S600, would you buy it (substitute some other car if you don't like this one)? I wouldn't. -
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I have a budget for everything. I only use the income from my 2nd job to live off of.
I funnel my excess money into an account that is out of sight, out of mind.
Set aside 4,000 a year at the beginning of each year for EMERGENCIES ONLY.
Pay my mortgage 6 months in advance every 3 months. Same for utilities. I have a 900.00 credit with Sprint, 400.00 credit with DirecTV.
Hit Sams or Costco every 2 months and stock up.
I set aside 700.00 every month to just enjoy myself, if I don't use it all, put it into my excess account.
This came from doing my taxes, seeing that I made a good amount that year, but only had 50$ to my name. I vowed to never do that ? again.
It's hard to fight the itch of buying ? you don't NEED, but WANT, but after being broke, you will find that motivation QUICK. -
A Talented One wrote: »YoungGoldie wrote: »I live within my means. I avoid liabilities ,whether it be car notes or monthly payments for (furniture, tvs,etc) and wait till I generate enough bread from my side hustles/assets , that I could can just buy whatever I want in full. Most mfs never learned how to budget correctly. If they make 1200 every 2 weeks, their expenses will normally match or exceed that amount.
Ok, but that's not exactly what I mean. If you easily afford, say, a Mercedes S600, would you buy it (substitute some other car if you don't like this one)? I wouldn't.
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Making a thread on it is pretty modest, good job.
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A Talented One wrote: »Hey guys, I'm broke, and for some reason, I think I'll continue to live broke if I get rich. My ramen noodles is done!
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I don't spend near as much money as i could but i do drop alot of money on expensive food and clothing/ footwear.
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You can't take that ? to tha grave so why not spend you cheap sumabitch
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No wonder you can't get ?
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I dont care how much it is or what brand is on the label, I buy what i want
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GodNThaBuild'n wrote: »No wonder you can't get ?
Yeah, I probably could be doing better with women (esp. black women) if I weren't like this. I ain't gonna lie. But I'm not gonna change. -
YoungGoldie wrote: »A Talented One wrote: »YoungGoldie wrote: »I live within my means. I avoid liabilities ,whether it be car notes or monthly payments for (furniture, tvs,etc) and wait till I generate enough bread from my side hustles/assets , that I could can just buy whatever I want in full. Most mfs never learned how to budget correctly. If they make 1200 every 2 weeks, their expenses will normally match or exceed that amount.
Ok, but that's not exactly what I mean. If you easily afford, say, a Mercedes S600, would you buy it (substitute some other car if you don't like this one)? I wouldn't.
But what purpose would that serve? -
I grew up on government cheese, supplemental food, thrift store clothes, big bag cereal, and kmart/target shoes.
That ? sucks.
So yes I wear Nikes, Name brand clothes, eat steak and skrimp, and drink fine cognac.... ive done my compare and contrast and more expensive = better -
DAM THAT... I SAVE BUT I STILL BUY NICE STUFF...
IM LOOKING AT MOVING IN A 300K HOUSE SOON... HOPEFULLY THE OTHER FOLKS BID FALL THROUGH.. -
I don't really have any extravagant tastes. Couple that with the fact that I have a good job and handle my money pretty well...I can pretty much buy whatever I want at any given time. I'm winning.
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No wonder black queens aint lettn u hit
Wearing bugle boy jeans n u have no car,,. -
ball out till u fall out... life too short not to treat yourself...
I'm about to buy some jordans with the rent doe... -
My ? say 'Spend it cuz you can't take it with ya!'
At the same poppin' Cristal, posing for pictures.
Ol' smart as ? , he half right and half wrong.
The only problem is he still here...and the money gone!
-Pastor Jeezy -
i save alot of money.....my babies r going to college
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No. Bae keeps me in Chanel and Balmain.
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I'm a low maintenance person so I live pretty modestly and I always try to save first, spend later.
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I'm at a payday loan store every other Monday cause I'm always blowing my money on coke ? the weekend of payday.
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I'm blowing my school loan refund. ? it. Its just numbers on a screen.
https://www.youtube.com/watch?v=9iCd6UHR-3I
