401K... You savin for the revolution,brotha?
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thehonorable
Members Posts: 2,979 ✭✭✭✭
Being new in this whole career thing I was wondering what you people do with your 401k. You save it...before tax...roth...how big of a percentage.
Lets talk about it.
Lets talk about it.
Comments
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with my 401k that ive had for 4yrs now...what happens is that they take a exact portion from me and if i dont put money in it,i get hit with a fee the deduct from my account,but if i keep money going in,my interest builds up..in other words my 401k is pretty good.
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the company matches 4%, so i only put in 4% of my check lol that's before taxes
ima up the percentage one day, not today though -
junegemini wrote: »the company matches 4%, so i only put in 4% of my check lol that's before taxes
ima up the percentage one day, not today though
You slackin on that pimpin..turn it up...cuz the money aint a thang...
I upped my percentage another point this year...becuase I saw how much money is in the bank now.
Even at my prior percentage I will have over 2 mill at 60...not counting raises and all that. -
well here, our 401k is invested in stocks and ? ...since im not savvy in that area, i play it safe until i conduct further research
but i understand what you're saying... -
They dont have research information...The job dropped me a huge 45 page packet on the various mutual funds we are vested in.
Should request it. It is your future Junie...cant slip up now...end up with 45k saved in there wondering what just happened at 50. -
thehonorable wrote: »They dont have research information...The job dropped me a huge 45 page packet on the various mutual funds we are vested in.
Should request it. It is your future Junie...cant slip up now...end up with 45k saved in there wondering what just happened at 50.
yea i got something like that when i started, just haven't set down to process all that ? . ima do better, i promise -
guess ? is brokearooski out here
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you need to diversify ya bonds ?
WU TANG -
[QUOTE=thehonorable;1849215
]Being new in this whole career thing I was wondering what you people do with your 401k. You save it...before tax...roth...how big of a percentage.
Lets talk about it.[/QUOTE]
Taxes?
we talkin about taxes?
some of these ? 'z aint got no job's like Tommy -
Bwoahmizzee wrote: »you need to diversify ya bonds ?
WU TANG -
? buying rims, new jordans,strip club and new clothes
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Yung_Souf_Money wrote: »? buying rims, new jordans,strip club and new clothes
? gettin real fresh for work at 70 B. -
I have a Roth IRA...When I start back work I will try to work up to contributing 10%.
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15%
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that's prollie the best piece of mail that comes to my house
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major pain wrote: »15%
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Im gonna have it at max by the time I am 35... wherever Im at. -
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14%
I've got $40,000 in it and I started it 4 years ago. -
right now mine is at 5%....plus my company doesnt match
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right now i do a total of 4% with company match (2 pre tax 2 post tax) plus i contribute a lil to my trad and roth ira.